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Harley Riders USA Forums » Harley Davidson General Forums » General HD Discussion » What do you pay for insurances?


General HD Discussion **NOTE** There is a section for Off Topic Discussion. This section is General discussion about Harley Davidson motorcycles, marketing strategies, experiences, or anything related. Before posting here, always check the other forums as they may be more appropriate.

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Old 04-14-2010, 12:50 PM Top   #1 (permalink)
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Default What do you pay for insurances?
I was checking around comparing prices and I could not believe some of the rates and how high they are. I have state farm and I pay 48.00 a month for 100/300 thousand full coverage. Some places wanted from 150.00-240 a month.

I wanted to through the question out to see how much you guys are paying. Also keep in mind, I'm in southern California (northern Mexico) so this might have something to do with it.
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Old 04-14-2010, 12:57 PM Top   #2 (permalink)
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About $130 a month !
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Old 04-14-2010, 12:59 PM Top   #3 (permalink)
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Not sure about the break down but I pay about 80 a month for two cars and my bike.

Also State Farm.
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Old 04-14-2010, 01:14 PM Top   #4 (permalink)
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About $130 a month !
wow, thats off the hook high
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Old 04-14-2010, 02:01 PM Top   #5 (permalink)
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Yup .

Thats what happens when the insurance corporation is a monopoly !
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Old 04-14-2010, 02:29 PM Top   #6 (permalink)
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or when its publicly known you are a wanker

mine is under 30 !!
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Old 04-14-2010, 10:11 PM Top   #7 (permalink)
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I pay $360 a year with Progressive for the same coverage. I'm 26.
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Old 04-15-2010, 12:30 AM Top   #8 (permalink)
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holy crap, Ben gets bent over !!!
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Old 04-15-2010, 02:07 AM Top   #9 (permalink)
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or when its publicly known you are a wanker

mine is under 30 !!
Who are you with SK8?
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Old 04-15-2010, 03:54 AM Top   #10 (permalink)
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Harley Davidson..

believe it or not they were the cheapest..

i think its Carol Nash behind it..
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Old 04-15-2010, 07:00 AM Top   #11 (permalink)
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I pay $360 a year with Progressive for the same coverage. I'm 26.
thats really good.
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Old 04-15-2010, 02:17 PM Top   #12 (permalink)
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i just switched to allstate; was with GEICO for 16 years. got tired of them going up on rates for no damn reason other than that they could. allstate is saving me 50% - around 800/year.

NC seems like one of the highest rate states out there. 100/300/50 and collision btw.
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Old 04-15-2010, 04:56 PM Top   #13 (permalink)
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$20 a month for 100/300 full coverage w/ AmFam, can't complain.
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Old 04-16-2010, 09:20 AM Top   #14 (permalink)
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i pay about 130 a month also just switched to progressive i think... was with harley-davidson, "Dairyland" paying about 150 a month...

some of your guys' rate are ridiculously cheap... you got discounts thrown on top? like veteran, senior etc etc? i know some things can really take noticeable chunks out of that monthly sum.. the riders course i took took off 20 a month alone.
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Old 04-16-2010, 07:53 PM Top   #15 (permalink)
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About the only noticable discount I get is multiple vehicles and a squeaky clean driving record. My biggest discount was when I took my youngest son off my insurance
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Old 04-16-2010, 08:52 PM Top   #16 (permalink)
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About the only noticable discount I get is multiple vehicles and a squeaky clean driving record. My biggest discount was when I took my youngest son off my insurance
aint that the truth...


i lied! my insurance is only 75 a month used to be 130 with dairyland... my premiums actually got lowered when i got hit
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Old 05-27-2010, 07:44 AM Top   #17 (permalink)
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$60 a month for the '05 Dyna, and $130/month for my 96 Tacoma.

Weird but everywhere I go to they tell me about the same price as I'm paying right now with Allstate.
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